Question: Can You Have Car Insurance Two States?

Does car insurance cost in different states?

Car insurance rates by state vary significantly, often by hundreds or even thousands of dollars.

In addition, your ZIP code also factors into your car insurance rate.

Each ZIP code represents a different level of risk to both the driver and the insurer..

Can you have two addresses on your car insurance?

In other states, your mailing car insurance address can be different from your driving license. Regardless of what the registration rules are in the state, you’re allowed to use two separate addresses on all car insurance policies because each address will be used differently.

What state has the cheapest car insurance?

Which States Have the Cheapest Car Insurance?Texas.Utah.Vermont.Virginia.Washington.West Virginia.Wisconsin.Wyoming.More items…•

What is the least amount of car insurance coverage?

Minimum Car Insurance By State$25,000 bodily injury liability per person.$50,000 bodily injury liability per accident.$25,000 property damage liability per accident7

What is the most expensive state for car insurance?

MichiganMost Expensive States for Car InsuranceRankStateAverage PremiumNational Average$1,4701Michigan$2,6932Louisiana$2,3393Rhode Island$2,11014 more rows•Aug 16, 2019

Will my car insurance cover me if I move to another state?

The simple answer is: generally, yes. Car insurance coverage requirements vary depending on which state you live in. Although you purchase coverage based on your own state’s coverage options, your insurance should protect you even when you’re driving clear across the nation.

What happens to my car insurance if I move to another state?

If your current insurance company doesn’t provide insurance in the state you’re moving to, you’ll need to purchase new coverage when your move is complete. Once you’ve moved, you have between 30 and 90 days to get everything adjusted.

What two states have no car insurance?

States With No Car Insurance Requirement There are just two states that don’t require car insurance: New Hampshire and Virginia.

Can I lie about my address for car insurance?

Technically, lying about your address on your Auto Insurance form isn’t a crime. However, there are serious consequences if you’re caught lying about your address. Insurance companies call lying about your zip code “material misrepresentation of the risk,” more commonly referred to as fraud.

Can I add someone to my car insurance that doesn’t live with me?

Generally, car insurance companies don’t allow policyholders to add people who don’t live in the same household as them to their policy, but it varies based on the case. … But if they don’t live with you, you likely won’t be able to add them to your car insurance.

Does my driving Licence address have to match my insurance?

“If your address is different on your driving licence and motor insurance policy it won’t invalidate your cover but it’s worth making sure all your records are as accurate as possible, as factors such as your postcode can impact your insurance premium, and can ultimately impact how much you pay.